Monthly Budget Planner

Income Source
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Expenses (Needs & Wants)
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₹
₹
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Savings & Investments
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Enter your income and expenses to analyze your budget.

  1. Enter Income: Input your monthly take-home salary and any other income sources.
  2. Enter Expenses: Fill in your monthly expenses across categories like Housing, Food, Transport, etc.
  3. Enter Savings: Input the amount you actively save or invest each month.
  4. Analyze: See your net balance, savings rate, and a breakdown of where your money goes.

The 50/30/20 rule is a popular budgeting technique:

  • 50% Needs: Half of your income should go to essentials (Rent, Food, Utilities).
  • 30% Wants: Use 30% for lifestyle choices (Dining out, Entertainment, Shopping).
  • 20% Savings: At least 20% should be saved or invested for future goals and debt repayment.

This calculator helps you see how close your spending habits are to this ideal balance.