Calculate maximum loan against gold ornaments based on RBI 75% LTV regulations

Gold Purity (Carats)

Gold Weight (Grams)

Grams

24K Gold Rate / Gram (₹)

₹

Interest Rate (% p.a.)

Tenure (Months)

Reserve Bank of India mandates maximum 75% Loan to Value (LTV) ratio against gold jewellery market valuation.

Maximum Gold Loan Value

₹2,50,938

Total Gold Market Value

₹3,34,583

Per Gram Loan Eligibility

₹5,018 / gram

Monthly EMI (if amortized)

₹22,036 / month

Bullet Repayment Interest

₹24,592 (End of Tenure)