🏛️ PPF Calculator

Public Provident Fund — 15 Year Maturity & Interest Calculator

Min ₹500 / Max ₹1,50,000 per year
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Current rate: 7.1% p.a. (Q1 2025)

💡 PPF Tax Benefits

PPF follows the EEE (Exempt-Exempt-Exempt) tax model — Investment (80C), Interest, and Maturity are all tax-free!

Maturity Amount

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Total Invested
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Total Interest
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Wealth Multiplier
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Tax Saved (30% slab)
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Year-wise Balance Growth

  • Lock-in period: 15 years (extendable in blocks of 5 years)
  • Minimum investment: ₹500/year
  • Maximum investment: ₹1,50,000/year
  • Interest is compounded annually and credited on March 31st
  • Partial withdrawal allowed from 7th year onwards
  • Loan facility available from 3rd to 6th year
  • The account can be opened at any post office or authorized bank