Calculate maximum loan amount based on net monthly salary & FOIR limits

Net Monthly Income (In-Hand) (₹)

₹

Existing Monthly EMIs / Liabilities (₹)

₹

Home Loan Interest Rate (% p.a.)

% p.a.

Desired Loan Tenure (Years)

Years

Banks typically cap total EMI obligations at 50% to 60% of your take-home monthly salary to ensure comfortable repayment.

Maximum Home Loan Eligibility

₹36,78,000

Max Affordable EMI

₹32,500 / month

Net Monthly Salary

₹85,000

Existing EMI Commitments

₹10,000

Loan Tenure

20 Years (240 Mo)

FOIR Utilization

50% Max Cap